Jodhpur is my hometown; yes born and bought up in Jodhpur. Jodhpur has its charm and charisma to attract tourists without putting any extra effort into falsity.
I spent 23 years in Jodhpur, but whenever I enter the city, it always surprises me with its freshness and authenticity. Be it food or clothes, music or a tradition; Jodhpur will turn you spellbound.
Celebrities like Priyanka Chopra and Nick Jonas, Elizabeth Hurley and Arun Nayar tied the knots in Jodhpur which gave a hint of Bollywood/Hollywood touch to this beautiful city.
Not only for the celebrity weddings, but Jodhpur is also famous for its various tourist attractions that will leave you aww with this city.
Let me take you through one by one the description of various places in Jodhpur
You can not leave Jodhpur without visiting strong and masculine Mehrangarh fort of Jodhpur. Mehrangarh fort is one of the most beautiful and spectacular fort in India. Mehrangarh is spread in an area of 1,200 acres in Jodhpur, Rajasthan. It was constructed around 1459 by Rajput ruler Rao Jodha on the rocky hills around 122 meters above the surrounding plain. The current royal family of Jodhpur still manages the fort. This fort has 7 Gigantic gates, including Jai Pol, Fattehpol, Gopal Pol, Dedh Kangra pol, Amruti pol, Loha Pol, and Suraj Pol.
View of the Mehrangarh Fort from the road
Mehrangarh Fort in Jodhpur, Rajasthan
Mehrangarh Fort has been built and declared a National Geological Monument by the Geological Survey of India to encourage Geo Tourism in the country.
Timings: Sunday – Saturday (9:00 AM – 5:00 PM). The entry fee for Mehrangarh Fort is International Guests – 600 Rs. Including camera, Domestic Guests – 400 Rs.
Indra Nooyi has always been admired as one of the exceptional leaders and a great Woman CEO. She is a woman of color and one of the most admired strategic thinkers of her time. Under her leadership, PepsiCo excelled and reached different heights.
My life in full is the much-awaited and talked about book which matched the expectations. This book is a great mix of humor, learnings, self-belief, gratitude, and empathy by a passionate leader. Indra Nooyi did not only discuss her achievements, but she also mentioned several incidents where she discussed so many ups and downs in her career and the personal struggles. Her fortitude to succeed in her professional life despite many hitches is a lesson for career-oriented women. Life of a working women is never easy in order to manage everything. It is even more challenging if you have kids or parents with special needs at home to take care of.
Indra Nooyi has written this book with complete honesty and great humor that brings her story from her childhood in India, surrounded by love, discipline, expectations, and college struggles, to her determined efforts to succeed in the corporate world. This book is a must-read for working women and men to understand the ground-level sacrifices and struggles.
“Humans, don’t you think you are living in a different world? Don’t you see that water, Air, and Sky is more beautiful than ever before? Now Human is caged, and Wildlife is moving on the roads freely.
Human beings were so relaxed and ignorant a few months back. We used to travel for vacations; the Economy was booming; We were spending fuel, water, and electricity without even thinking about our future generation.
Race, race, and only race….. It has become the ultimate goal of our life to succeed in all the parameters. We always run to succeed in our goals, career, personal and professional lives no matter where it takes us at the end. Certainly, we always believe in getting or taking everything from Nature without even thinking a single time about returning back. However, It’s bad that we never understood our responsibility – the bitter truth is that we have been extremely SELFISH! And we are still SELFISH.
We are encompassed in a small cabin / four-wall home, and just looking left right and comparing ourselves and be sad/ happy, that’s again nature’s creation. We, as human beings should think further and bigger about what is needed for the world, not just about a place surrounded by four walls!
Humans cut so many trees and forests to adjust ourselves In the existing environment and make way for a town. So, imagine if there is no forest, then life will also deplete. We are also rapidly changing the environment by adding too much waste to it in various forms. I don’t want to comment on any one’s eating habit that entirely a personal choice, but what if we purposefully destroying the ecosystem by killing the animals without even thinking about the aftermath of all these. During our school and college, we studied how plants, animals, and birds are dependent on each for the smooth functioning of our Nature.
Spotted Malabar civet… A critically endangered mammal not seen until 1990 resurfaces for the first time in calicut town.. seems mother earth is rebooting! #COVID2019pic.twitter.com/oG6Kg8Opoi
Genre: Non-Fiction Publisher: Penguin Random House UK Pages: 185 Rating: 4.5/5
IKIGAI is a Japanese word that has several meanings, but I like the one which is “Your Inner Inspiration.” Hector Garcia and Francesc Miralles wrote this book. First of all, according to the Japanese, everyone has an Ikigai – few are successful in finding it, or rest are still struggling to understand it. For instance, the best line which I liked a lot in this book is “our Ikigai is the reason we get up in the morning.”
Certainly, this book was successful in touching the various aspect of the Japanese concept of longevity and happiness, and aptly explained the term – IKIGAI. The book revolves around the lifestyle of the older adults and similarly shows examples from Okinawa – a beautiful island with the most centenarians in the world. It is an island of almost eternal youth. In ancient times there was saying a healthy mind recites in a healthy body. The same saying supported in this book but a more detailed and explained manner. The book says always tries to keep yourself busy and feed healthy stuff to your body. In addition, engage your mind with new things and new learning like games, puzzles and try to keep a bay from the stress are critical as anti-aging.
However, modern human beings are more prone to take stress in various forms. We should be more mindful of using our screen time as it leads to stress, and stress weakens the cells and promote aging.
Nowadays, it seems like we are living in a “different world” due to the outbreak of CoronaVirus (Covid-19). For time being, several countries are imposing the policies not to use the restaurants, cinemas, not even gym and swimming pool; Schools are closed, e-learning is promoted, malls & markets are almost empty. People are scared, and everyone is taking all the serious precautions. While the corporate world is encouraging WFH (Work from home) to fight the Corona-crisis, this is the time to think over that “how one should effectively use the work from home”. Few people are already used to WFH, whereas many are still adjusting to this new atmosphere and Work from home culture.
one can save nearly 20% extra time of “Effective Office hours (let’s assume that we start getting ready for office at 07:30 AM, start driving at 08:00 AM – reach office at 08:30 AM, work until 05:00 PM then reach back home around 06:00 PM). This means around 11 hours when going to office vs. 08 hours when you do WFH (Work from Home). Females may take a little longer to get ready 😊.
“Are you sure you want to go to the sales stream or want to be a Female salesperson? Why don’t you do some course which will be easy for you.” Why don’t you change your stream? “You have to travel a lot.” “Who will look after the kids when you will be out the whole day for the meetings?.”
Probably, these are a few common comments or suggestions which people gave before judging a female salesperson. But it is not the end, loads of judgments, sacrifices, and misunderstandings, women might face a lot. I would say that the life of a salesperson is always challenging, either it is a male or a female.
Various sales movies in the past used to show the main character as a male always, People thought these tough roles are for the male. Time has changed now, and if you search now, then most of the top-performing salespeople are women.
Unlike the past now, you can find the name of several female salespeople in the list of top leaders. Women have registered their presence in almost all fields, including sales. Above all, if we will refer to LinkedIn statistics, it indicates that women represent 41% of the active sales workforce — and it’s growing.
Females Salesperson/businesswoman and the graph showing the monthly growth
There are no hard and fast rules that only guys can perform to achieve sales. But the traits you need to close more sales are gender-impartial. I would say it is all about your relationship-building skills, right attitude, rapport building and understanding your customers’ needs.
As per my learning and the experience I think the following traits would make a female salesperson a star and help to achieve their goals:-
Be a good Listener:
The client always wants to see a person who likes to listen to their issues. They are happy about it because they know you are listening to them, and they can trust you. As a female salesperson, if you are not a good listener, whereas most of the time you prefer to talk, you may not understand the concerns of your clients. And it applies to both male and female salespeople.
If you are a good listener, then it will be easy for you to build great relationships and networking. Female Salesperson, those who are good at relationship building they generally end up hitting all the goals. “People buy from those they like, not the product they like.” Focus on helping your prospect or achieving their company’s needs, not just making sales.
Keep your Emotional Intelligence high:
People say women are emotional and can’t make rational decisions. I would say this is the unique quality that keeps them apart from men; they have empathy and feel and understand other persons’ needs well. You should always know what is running in another person’s mind and know exactly how to customize the conversation based on indications of their prospects.
Learn Quickly and know your product better:
As a woman, if you want to succeed in this men’s world, then always ready for the changes and be quick to adapt all the technologies and situations around you. Continually update your knowledge and skills as per the market and the requirements of the product.
Set your trends:
Figure out the things which are suitable for your personality, and your customers also like it, don’t just blindly follow anyone. Try to be the person that everyone turns to for guidance, and help. I saw various female sales executives, at some point in their careers, start thinking, or behaving to be a part of the male’s club. So, try to be original and comprehend your skills, strengths. Similarly, believe you have the charm and the intelligence which always set you apart from others. I’m hesitant to categorize selling styles as male versus female salesperson, it’s great to have a diverse selling style. As a result, understand your weaknesses and work on your strengths.
A happy Female Salesperson with a smile and confidence showing graph over blue background
Always be confident and natural
Confidence is a jewel which no one can steal from you unless you allow them. Courage and your inner strength will never let you down, no matter what the circumstances are. Therefore, always be great with your strengths – be a great communicator and listener. Trust in your intuitions well.
Take a Stand for yourself and step out of your comfort zone:
Certainly, always take stand for yourself and for what is right. If you are clear about your thoughts and ideas, take a stand for it even if it will take time to convince others. Buyers don’t have time to beat around the bush. Be to the point and quick in your approach.
Don’t shy away with the thoughts you carry in your mind. Always try to speak your mind. Sometimes it will be challenging, but it would be great if you bring your thoughts and ideas on the table for discussion. Because It will be helpful for you to make your reputation and your value to the organization will be visible. Hence, ask questions and clear doubts. Share your point of view if it was asked or you can share the details or any changes you know that can bring a good chance in the organization.
Get yourself a sales mentor or a guide:
Have a sales mentor or a guide who helps you with the enlightenment and guidance whenever needed. It will boost your self-esteem. They always help you to solve various career-related issues. It is still great to consult the multiple leaders from the industries; which will bring the best of you or sometimes change your perspective. Furthermore, It is not necessary to have someone from outside; you can learn from books, presentations and from your own experiences. You can follow any Women leader or a female salesperson on LinkedIn and get more insights and learnings.
Lastly, never settle for the less:
Never settle for the average results but always strive for the best. Similarly, always try to polish yourself and outshine. Please work with your team and be a leader to whom they look upon. Therefore, as a female salesperson learn new things and implement them for the betterment of the organization.
Finally, being a female is not hard to be industrious or develop great relationships. Firstly, They need some support from everywhere, either it is a family or a company. If either of them will not understand the value or trust them, it will be more robust for them to perform with all the hurdles. Secondly, The female salesperson is a crucial part of any organization as they bring charm, persistence, and new ideas to the organizations. Therefore, It’s not essential always to act like a man to bring results, perform in your skin and follow your style. Be consistent in your approach and at the end believe in yourself !!
(Please visit “Feedspot” for more insights regarding Management, Fashion, Travel, Technology, Politics, and Food information in UAE.)
I think weekends are the best to explore new place and food. In search of a great Thai food, google took us to Benjarong- Dusit Thani for Friday Brunch.
What attracts us the most was its lovely location with the great view. Benjarong is Positioned at the 24th Floor of Dusit Thani Dubai. It is an award winning Thai restaurant which serves royal flavors and aromas of Royal Thai cuisine. The restaurant’s royal interior resembles the imperial dining halls of some kingdom of the ancient time. The great Thai music add more charm and authenticity to the ambiance. They have a buffet are as well outside the restaurant which is also very lively. When you will take your seat in the restaurant you will feel as if you are in Thailand with all those authentic aromas, ambiance, and music and off course food.
The hospitality was great just like the ambiance. We decided to order through the menu. We ordered few Vegetarian delicacies and trust me they all were amazing and mouthwatering delicious. The staff was courteous enough and explained about all the dishes in the menu. They customized few of the dishes as per our taste and choice. Appetizers were amazing and delicious. We wnt so over the board that ordered both “Gaeng Kiew Wan (Green Thai Curry with loads of veggies) and Gaeng Phed (Red Thai Curry).” Those were mouthwatering and the best part that we got them as per our choices. We tasted the best “Khao Neaw Mamaung” Sticky rice with coconut cream and ripe mango.
Average Cost: Approx. AED 425 for two people (Non Veg Food). AED 300 for two people (Veg Food). They accept both cash and cards. They have Zomato gold and Entertainer offers as well.
Genre: Non-Fiction Publisher: Rupa Publications Pages: 184 Rating: 4/5
Summary:
President of Jagran Prakashan Ltd., Apurva Purohit, is an Indian Businesswoman who wrote this great book about the life of the women and their various experiences in phases of life.
Through her corporate world, understanding and her experience of working in a media field bring many colors to this book. Nowadays, it is tough for a woman to compromise on any [part of life, whether it is a career or her personal life. She is ready to deal with every crisis. This book brings loads of moments where you will feel like “Ohh my god that’s me or has she written about me 😊”.
The best part of the book was the short tales she used as her style, which brings the message at the end in the form of humor and reality. She bought her own personal experiences and mentioned about her family members.
This book of her can be a medium of learning the corporate mantra for the women through a Woman.
Review:
Today’s woman is unstoppable and they want to win all the fronts of their life. Being a working woman myself and a mother of a kid, I found myself in a situation several times when I have to struggle between personal and professional choices and decide to prioritize between Husband, Kid or work. The Responsibility of dealing with never-ending deadlines, preoccupied husband, Challenging bosses, Stubborn kids, nosy colleagues, and equally demanding in-laws can be crushing several times. Any working mom can relate to this book quickly. You will not find anything new and extraordinary in this book, but whatever incidences and events mentioned in it can be easily relatable with your own life. The book goes witty from time to time, and I am sure no one can stop laughing with watery eyes.
I have summarized a few marvelous points from the book for my reference but want to mention here as well:
Accept your femininity the way it is. No matter what people say, be confident, and accept the way you are.
Dream big and high, but be prepared that you cannot achieve everything in one go. Everything takes its own time and never loses hope and confidence. , you can have it, but not all at the same time.
A woman can only understand the charm of multitasking because they are born to do multitask and end up doing more work.
Every woman faces a phase in their life when they have to take a break from their career to raise a responsible human being for society. Cherish it and wear it as a crown as no one else can do it better than you.
Women grow smart and confident with age. Invest time and money on yourself.
If a woman wants to fly or to touch the stars, no one can stop her, but only she, her inner fear, or her fellow women counterparts. Just keep yourself in their shoes and try to understand the situation as a fellow woman.
There is no shame in asking for help. We all need support at some or other points of our life. Trust it will make us stronger as we can focus on other essential things in our life.
Don’t play the woman’s card, and always believe in your hard work and commitment towards your work. Never take advantage of the privileges given to you as a woman.
Women should never shy away from making great relationships and networking. They must understand that we should build great relationships beyond work and use the power of networking. Several times women forget this crucial aspect of the corporate world due to the commitments towards the family.
We all get only one life and being a woman; sometimes, it is challenging to play so many roles together. There are so many women out there who are not fortunate to get the right education and opportunities in life. We should feel blessed and choose our choices wisely in life.
So many girls, Women, and their parents start thinking about marriage and motherhood very early in their life and career. They start diverting there focus from the work to their personal life. It is also an important decision in life, but the right achievements at the right time are always great.
Men can also learn several things from this book. I am sure it can be an eye-opener for them when they see the roles all the women in their life play at different stages.
I enjoyed reading it and got motivated as well.
Come on ladies get a copy for yourself and experience the your corporate world’s challenges from the writer’s pen :-).
What you all do during weekends? I generally prefer to explore a new place, food, or take my daughter to some new attraction where she will learn about its heritage and history. So, this month we visited Abu Dhabi. As it was not a long weekend and we don’t want to plane to go outstation visit, then we decided to explore a nearby place which will be suitable for Kids and family. So, a trip to Abu Dhabi is the perfect answer. We explored the options for beautiful and budget hotels and resorts and booked one friendly resort for a great family stay.
Let’s know a bit about Abu Dhabi:
The United Arab Emirates or UAE doesn’t need any introduction. It is a country of Gold, Real estate, Money, Oil, and glitz. Abu Dhabi is the capital of the United Arab Emirates (UAE), and after Dubai, it is the most populous city in the UAE. UAE has seven Emirates, and Abu Dhabi is the capital of the Emirates of Abu Dhabi, and it is the biggest amongst all the Emirates.
Various UAE’s Government offices are situated in Abu Dhabi, including the UAE Government, as the President of the UAE stays here. Abu Dhabi is the major contributor to the UAE’s economy with its industries, oil, and gas reserves.
View of Emirates Palace in Abu Dhabi – UAE
Let’s begin with our FUNFILLED detailed Itinerary:
DAY 1: Most of the people either reach late in the evening or early morning at Abu Dhabi, so it will be great if we will keep the 1st daylight and happening. So, it will be great if we will start with the cultural and heritage understanding of this place.
SHEIKH ZAYED GRAND MOSQUE: (9:30 AM – 11:30 AM) The Sheikh Zayed Grand Mosque is the pride of Abu Dhabi because of its tranquility and beauty. This Mosque is an accurate picture of architectural development and the heritage inherited from the late President HH Sheikh Zayed bin Sultan Al Nahyan. The Mosque is made from marble, gold, stone, semi-precious stones, ceramics and various crystals. The construction of the Mosque began on 5 November 1996, and it is operational since December 2007.
It is one of the most visited places in Abu Dhabi and highly managed. Parking is easily available. There is a mall on the ground floor of the Mosque. checking. You will be guided towards the last point where if you are wearing the clothes which are not appropriate as per Islam, they will ask you to wear Äbaya (for Ladies) and Kandura (For Male). Everything was so streamlined and managed that you will not even realize the crowd. The Grand Mosque was listed among the top global attractions by TripAdvisor (Source: TripAdvisor).
TIME NEEDS TO EXPLORE: Approx. 1.5 HOURS
TICKET: No ticket cost. Online registration is needed.
VISITING HOURS: For visitors from 9:00 AM – 10:00 PM, Saturday – Thursday. except for Friday, when the visit of the mosque. Fridays: (for non-worshipers) starts from 4:30 PM until 10:00 PM.
ADDRESS: Sheikh Rashid Bin Saeed Street, 5th St, Abu Dhabi, United Arab Emirates
“Abu Dhabi – Sheikh Zayed Grand Mosque. The mosque is large enough to accommodate more than 40000 people. The main prayer hall can accommodate over 7000 worshipers.
Perfect Night view from the Road outside the Mosque.
2. Al Jubail Mangrove Park: (12:00 Noon – 2:00 PM). Al Jubail Mangrove park is the first of its kind in Abu Dhabi, which was created for the education and botanical destination for nature lovers. In this mangrove sanctuary, you can explore various marine and bird species related to the UAE. A Zigzag boardwalk will help you to explore the mangroves and let you discover the species on your own. These mangroves help to balance the environment and reducing the effect of global warming.
TIME NEEDS TO EXPLORE: 2 HOURS
ENTRY FEE: Free Entry
VISITING HOURS:Daily: 8 am to 6:30 pm
ADDRESS: Al Jubail Island
3. THE LOVRE ABU DHABI (3:30 PM – 5:00 PM). The exemplary Louvre Abu Dhabi is heaven for the art lovers in Abu Dhabi. It was designed by Pritzker-prize winning architect Jean Nouvel. The Lovre museum was inaugurated on 8 November 2017 by French President Emmanuel Macron during his visit and United Arab Emirates Vice President Mohammed bin Rashid Al Maktoum and Crown Prince of Abu Dhabi Mohammed bin Zayed Al Nahyan.
TIME NEEDS TO EXPLORE: 2 HOURS
ENTRY FEE: Regular tickets cost Dh60, while visitors between the ages of 13 and 22 can enter for Dh30
VISITING HOURS:Daily: 10:00 AM to 8:00 PM. Closed on Mondays.
ADDRESS: Saadiyat – Abu Dhabi
4. The Corniche: (5:30 PM – until your wish 🙂 ) It is also known as Corniche road. The Corniche is about 8 km long stretch of road, which includes the kid’s play areas, restaurants, cafes, and the magnificent and attractive Corniche Beach. It is the best place to unwind or distressed yourself with your loved ones. They have a dedicated cycle track, and kids play areas for the kids. It is a perfect place for the long beach walk. There are more than 1200 free parking spaces with a five-minute walk to the beach, which cost you AED 10 (the US $2.7) entry per family. Admission to the public beach is free. Enjoy the various cuisines at the beachside or the walkway restaurants. Enjoy the lovely breeze and the ambiance and unwind for the day.
TIME NEEDS TO EXPLORE: Unlimited
ENTRY FEE: Free Entry
VISITING HOURS:Daily: No Restrictions
ADDRESS: Saadiyat – Abu Dhabi
Corniche in Abu Dhabi, United Arab EmiratesNight aerial view of Abu Dhabi, United Arab Emirates.
DAY 2: After all the heritage and traditional sojourn. We will spend the 2nd day with full swing and Enthusiasm
FERRARI WORLD, WARNER BROS, YAS WATER WORLD:(10:00 AM – 6:00 PM). Ferrari World, Warner Bros Abu Dhabi, both are indoor amusement parks on Yas Island in Abu Dhabi, United Arab Emirates. Yas Water World is one of the fantastic water parks with more than 45 rides.
ENTRY FEE: Warner Bros. AED 295; Ferrari World. AED 295; Yas Waterpark. AED 250
VISITING HOURS: Daily from 10AM – 8PM
Warner Bros., Abu DhabiYAS Water World, Abu Dhabi.
YAS ISLAND: (6:00 PM – Till you drop 🙂 ). After enjoying the whole day at various Parks and Rides, it a time to relax with a portion of good food and drink. Head towards the beachside of YAS Island and unwind your self from all the exertion.
Panorama of Abu Dhabi at night, capital of United Arab Emirates
Hey Ciana, “What are your hobbies?” Alex asks Ciana. “Shopping,” replied Ciana. She grabbed the attention of all the family members. Ciana is an Independent girl working for an MNC. Her lifestyle is very luxurious. Earning a good salary and spending it all on her clothes, jewelry, movies all the time. Luckily Alex ignored her answer and said yes for the marriage. Thanks to the expensive clothes and the parlor visit to Ciana. When she is happy, she shops. She shops when sad she shops and to celebrate anything she shops. Shopping is an integral part of her daily life. She buys when she is happy; she shops to suppress her sorrows.
As time passed, Ciana moved with her same habit of earning and spending. She is still the free bird enjoying her life fullest with friends and family; what an incredible time it was. After a few years, there was a hard blow on the economy, and Alex lost his job due to recession. Ciana’s office informed her that either she has to work for less pay or else look for a new job. As the job market is terrible, she couldn’t even think about the second option. So, she decided to stick to her ongoing job with less pay and no extra perks, which leads to No parties, new clothes, jewelry, and movies. With no savings and no role for her husband, so things are a bit awkward and challenging for her. She sold all the branded stuff she owned before, and the banks blocked her cards due to nonpayment.
One day Ciana was in a grocery store to buy the basic needs (Earlier, she used to have a maid and a driver for all this work). One of her friends saw her and took some time to recognize her. Ahhh, maybe because she was not looking that glamorous and dazzling. She moved towards Ciana, and yes, it was Ciana only. They both met and opted for a nearby café to sit. After getting to know Ciana’s condition, Tina decided to help her friend. She gave some golden tips to her on saving and managing funds.
How to Manage Your Salary and earnings for the rainy/hard days:
1. START WITH BUDGETING: The first thing before saving is the planning of your basic needs, such as Utility bills, monthly rent, Fuel, Insurance, groceries, Kids school fees (if any), etc. Always make a list of your monthly requirements/spending in advance before you plan to visit a grocery store. Divide your expenses into three parts:Need/Important, Optional/ Unrestricted, and entertainment/Travel. Nowadays, various apps will help us to plan our Budget Like, Excel sheet, simple diary, mobile app, Bank apps, or desktop.
Here is the list of the few budget apps for money management (on Android) like AndroMoney, Financial Calculators, Google sheets, Money Manager, My Budget book, My Finances, Wally, Acorns.
2. PLANNING: Once you get your salary immediately, park 20-30% amount in a saving/secondary account for saving. If you don’t know where to put it, the separate bank account is the easiest way, and generally, it has a fixed deposit linked to it, which will give better rates on your money.
3. STRUCTURE YOUR MONETARY GOALS: Try to divide your goals into three categories: short-Term, medium-term- Term, and long-term goals. Then focus on each one, along with the number of years to achieve each, and the exact amount you will need is it for House, Car, or holidays.
4. INVEST IN RIGHT TOOLS: I am sure the most significant dilemma you will be facing is where to invest the money. Start with Recurring deposit or fixed deposit. Once you realized your target, then plan for converting your savings to investments. Then take into thought other factors like returns, liquidity, and tax liability before choosing an asset class. Do not blindly take advice from anyone but conduct your research about the market before finalizing anything.
5. SAVE FOR THE CRISIS: Some so many people are in the excitement of making money, the urge to buy expensive things, and willingness to save for the bigger goals the new earners sometimes forget the preparation for financial traumas. When anything sudden happens like the loss of a job, medical contingency, or unexpected financial support required by a family, they have to be ready for eventualities. So the first thing you should do, even before you start saving for minor goals, is to form an emergency corpus. It should be equal to 3-6 months of your household expenses and should also include any loan refunds and insurance premium responsibilities. This amount should be in such a manner that it will be accessible.
6. AVOID DEBT TRAPS: When you will start earning, you will surely opt for the credit cards. There are so many scammers out there who steel the data and try to trap the people. Please do not share your details with any fraud like OTP, CVV, etc. Be careful if you are using credit cards; remember that these are useful only if you restrict the credit to one month, and you are paying the bills on time.
Apart from these, try for some excellent Insurance, which serves the purpose and optimize long term savings.
“Ciana, I am sure that you have understood the value of savings and now onwards you will be more careful in the future as well.” I am sure we all have learned something from the insights provided, as financial planning is a must for every one of us.
